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(630) 260-2500
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1600 E. Roosevelt Rd. Wheaton, IL. 60187
FAQs
How much do Homebuyer Education classes cost?
There is a $75 per household materials charge for the Framework online modules and Q & A, and a $25 per household materials charge for the English and Spanish Gateway Orientation 2.5 hour class. To receive grant monies, both spouses must attend. PLEASE NOTE: If you decide to come for individual counseling, there will be a $35 charge per individual listed on the mortgage for a credit report. Illinois is a homestead state, so both spouses must be signers on the mortgage or waive their rights.
Do I need to take both classes?
We suggest you start with our Gateway Orientation if you are just beginning your home buying journey. If you are ready to buy and have your down payment, you may certainly register for the Homebuyer’s Ed class first. If starting with Gateway, certain grants require you take both classes to get a certificate to qualify which will be explained in each class.
What languages do you support?
We have a Spanish Gateway class offered in the afternoon on the fourth Saturday of each month. We also have Spanish speaking counselors and use LARC interpreters upon request.
What credit score do I need to get financial down payment assistance?
Credit Score requirement varies depending on the lender, but most required at least a 640 credit score. Other programs have different requirements. Be sure to discuss this with your counselor.
What do I do if I have to go to court before the next foreclosure class?
Call H.O.M.E. DuPage for an intake packet and talk to one of our counselors to get the best advice for your particular situation.
I want to get a house from Habitat for Humanity. How do I start?
You must connect with Habitat for Humanity, attend their informational session and then you can start working with H.O.M.E. DuPage, sign up for Gateway to Homeownwership class and begin pre-purchase counseling.
How do I get started?
Go online and register for a class today! At the class you will receive an application and checklist. Please fill it out completely. When you return with COPIES of the required documents, we will charge you $35 per person for a credit report and make you an appointment with one of our counselors. Your first appointment will run approximately 2 hours.
